Florida is one of the many states that require all drivers of vehicles with four or more wheels to carry insurance. Drivers in Florida must have an insurance policy with a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL).
Being that Florida is a no-fault state when it comes to car accidents, you are required to pull from your own insurance for compensation, but what happens when your insurance provider denies your claim? Where are you supposed to go for compensation for piling medical and property repair bills? In such instances, you can greatly benefit from the legal services of a seasoned insurance claim denial attorney.
The Fort Lauderdale insurance claim denial attorneys at Salpeter Gitkin, LLP are standing by ready to fight for the compensation you’re owed. What’s the point of paying a monthly premium if your insurance provider doesn’t help you in your time of need? We are here to protect you from self-interested insurance companies and help you recover the compensation you’re entitled to by law.
Tactics Used by The Insurance Company
The insurance agent that helped you select your policy may have sounded friendly and inviting when they signed you up, but that often quickly changes when you go to file a claim. Insurance companies are most concerned with their bottom line which means they’ll often implement tactics to delay and eventually deny your claim. Some of the most common tactics include:
- Questioning medical treatment
- Unnecessarily delaying compensation
- Offering an insufficient initial settlement
Their goal is to get you to ultimately give up on trying to recover compensation or, in the event they do offer a settlement, to get you to accept it although it doesn’t cover all damages. With the proper legal help, you can ensure that your insurance company accurately compensates you for all accident-related damages.
Why Your Personal Injury Claim was Denied
After receiving a denial, it is not uncommon for you to wonder why, and the answer is often more straightforward than you think. While some companies manipulate the language in their policies to allow them to minimize compensation or flat out deny claims, others can provide you with legitimate reasons for your claim denial. Some of the most common include:
- Your policy does not cover your loss
- The reported damages are less severe than you’re claiming them to be
- The total amount of damages fall below the policy deductible
- The insurance adjusters determined that none of your losses are covered or included in the policy
No matter the reason you receive for an insurance claim denial, we urge that you seek the help of an experienced attorney who can help you recover the funds you’re entitled to.
How an Insurance Claim Denial Attorney Can Help
The Fort Lauderdale insurance claim denial attorneys at Salpeter Gitkin, LLP are passionate personal injury lawyers dedicated to helping you resolve your legal dispute. Insurance companies can be difficult to negotiate with, and they often fail to take policyholders seriously unless they have legal backing. Our team of attorneys can help you settle insurance disputes regarding the following:
- Motor vehicle accidents
- Hurricane and storm damage
- Fire claims
- Premises liability claims
- PIP claims
Reach out to us today at (954) 467-8622 for a free case evaluation.
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