Millions of motor vehicle accidents occur on the nation’s roads and highways each year. In an ideal situation, each of the motorists involved in a collision would be covered by an automobile insurance policy that would offer sufficient benefit payments to address the vehicle repairs, medical bills, and other damages associated with the crash. Unfortunately, that outcome is much more like the exception than it is the rule, and although you may have acted responsibly and obtained an appropriate level of coverage, you might be left with huge bills if other parties did not do the same.
If you have been in an automobile accident with an uninsured or underinsured motorist then it may be possible to pursue additional financial compensation through a civil lawsuit. A successful legal action might gain you the resources necessary to make up the gap between the policy maximum and the damages you have experienced. For a dedicated, skilled, and experienced attorney, contact the Fort Lauderdale underinsured motorist lawyers of Salpeter Gitkin, LLP at 954-467-8622.
Florida Insurance Requirements
It is easy to understand what it means to be an uninsured motorist, but the concept of an underinsured motorist may be slightly less transparent. There exists a commonly held perception that the minimum legal insurance requirements that are set by the state are chosen because they offer enough protection to address the needs associated with most car accidents. This is simply not the case, however, and even fairly minor crashes may not be fully compensated. Currently, the following are Florida’s insurance requirements for a person holding a driver’s license and a Florida license plate, as indicated by the Florida Department of Highway Safety and Motor Vehicles:
- $10,000 personal injury protection
- $10,000 property damage liability
Whether you need assistance challenging an insurance company’s conclusions or holding a negligent driver accountable when he or she failed to carry adequate insurance, we may be able to help. Contact the Fort Lauderdale uninsured motorist lawyers of Salpeter Gitkin, LLP today at 954-467-8622.